Am I eligible?

The means test, whether above-median income rules you out, filing when you're unemployed or retired, and filing alone or with a spouse.

I'm above the median income. Can I still file Chapter 7?Often, yes. Above-median just means you take the long-form means test, which subtracts allowed expenses, many at IRS standard amounts, plus your actual mortgage, car payments, taxes, insurance, and support obligations. Plenty of above-median households pass because their secured payments and mandatory costs eat the surplus. And if the math truly shows disposable income, Chapter 13 with a five-year plan is the path, not a locked door.
Can I file bankruptcy if I'm unemployed, retired, or on Social Security?Yes. There's no job requirement for Chapter 7, and low or no income usually means you pass the means test automatically. For retirees, Social Security doesn't count as means test income and retirement accounts are protected. The better question for many low-income people is whether you need to file at all: if everything you have is protected, you may be 'judgment-proof,' and that's a real option with its own article.
Can married people file bankruptcy alone? Should we file together?You can absolutely file without your spouse; marriage doesn't merge your debts. One person files when the debt is mostly theirs, protecting the other's credit and property. But even in a solo filing, the household's combined income counts for the means test, and joint debts still land on the non-filing spouse. Filing jointly costs the same single filing fee and one case; when debts are shared, together is usually cheaper and cleaner.
What is the bankruptcy means test?The means test is the income screen for Chapter 7. If your household income over the last six months is below your state's median for your household size, you pass. If it is above, a second calculation of allowed expenses decides whether you can still file Chapter 7 or should file Chapter 13 instead.

Am I eligible?

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